Client stories

A selection of our client stories


Top qualities: In-depth knowledge, Friendly, Trustworthy.

"We have dealt with James for several decades, during that time we have found his advice to be of a consistent professional and high level. We have complete faith in his integrity and due to his advice have seen our portfolio grow above our expectations.

We have been able to retire when we originally intended and have accumulated a level of wealth we would not have accumulated without his intervention over the many years of our relationship. We would not hesitate to in recommending him."

C F & H J McGauley, Retired Director, FX Options Clients since 1990 (in fact my 1st client)  


Top qualities: Great Results, Personable, High Integrity

"James Caviel has always been very helpful with any advice I have sought about my financial matters over the last 24 years. He has always dealt with us with the utmost honesty and integrity so I would not hesitate in recommending him to other people."

D T & F Sibson, Retired Oil Trade. Clients since 1995.  


Top qualities: Honest, Consistent, Approachable

 "…over the last 23 years James has helped me (and more recently my wife) get our finances on track. Amongst James Caviel's key attributes are his honesty and integrity, he will tell you how it is and not try to sell you a product you do not want, let alone need.

He explains everything in layman's terms talking through all the different solutions available and helps us understand which is the most suitable for us."

A M & L Hancock, MD Advertising Agency & GP. Clients since 1996  


Top qualities: Intelligent, Knowledgeable, High Integrity

"I have had my personal finances managed by Capital Wealth Solutions Ltd and its predecessors since 1997. He was originally referred to me by my best man Andrew Hancock.

I have always felt that he has advised me incredibly well. Later when I married, he offered us a full financial planning service from Will Writing, arranging my mortgage and onto more complicated pension and investment solutions such as my SIPP, all delivered with a great personal touch.

His advice also meant we had adequate financial resources when my wife was diagnosed with Breast Cancer and he was able to support us through the claim and beyond"

E C & L C Andrews, Director, FX Broker & Solicitor. Clients Since 1997  


Top qualities: Expert, On Time, High Integrity

"James Caviel has provided unbiased constructive and value-added long-term financial advice, with a specialisation on retirement planning and maximising tax benefits, something we could all do with extracting the maximum value out of.

He looked after the financial affairs of my mother in law until she passed away in 2015, he created a trust framework that has saved us thousands in tax and after her death he then dealt with the entire Probate process so our involvement was simply in signing pre completed paperwork and over the last few years he has also filed all the necessary HMRC paperwork for the trusts.

He has been able to talk us through redundancy options and the impact it will have on our financial plans, which enables us to made educated decisions about financial matters."

S & P Leveton, Structured Credit Broker & Chartered Accountant now Head of Compliance at large Merchant Bank. Clients since 1997.


Top qualities: Diligent, Professional, Expert.

"I have always enjoyed using James in one form or another, as my adviser, he has helped me with a number of important financial projects over the years and I have always felt he has dealt with me in a fair and transparent manner, with everything clearly explained, he has always strived to make the organisation of my financial affairs go smoothly and for my benefit.  

I have been able to seek advice on several complex pensions, investment and tax issues over the years and have them clarified and explained to me in a very friendly and logical manner, that has helped me understand my affairs better.

Recently I have been working in Dubai and James was able to organise my affairs to maximise tax efficiencies offered by working abroad"

R G Gladstone, Retired FX Options Broker, Tullett Prebon. Client since 1998  


Top qualities: Expert, High Integrity, Patient, Personable.

"Over the years, James Caviel has provided excellent support and help in providing financial advice. At all times he took on board that I felt I was merely custodian of my mother's money and I had to invest it in such a manner that I could maintain her standard of care in the care home that the family had chosen for her however long it took for the disease to take its course.

On occasions this meant that I was perhaps somewhat wary of taking risks, but James always clearly laid out the options and was totally supportive of any decision taken.

From his initial help in reorganising what had been a rather chaotic share and investment portfolio, to regular reviews and updates James always listened to my concerns and gave advice in an appropriate manner. 

After Mum passed away, he handled the estate distributions and for the last 10 years over saw the investment of our inheritance and reinvestment of our employers’ pensions. He was at our side when my husband suffered from kidney failure and was often in touch even if it was just with a supportive word of encouragement and hope.

My husband and I have always found James to be a person of high integrity who has provided help, support and advice in a friendly and easy to understand manner. He has always taken the utmost care to ensure he has tailored his advice to our needs…"

C R & F J Tonge. Retired Local Govt Officers, Clients since 2000


 

Top qualities: Great Results, Expert, High Integrity

"James Caviel, has been an exemplary professional in all my dealings with him, courteous, caring, informative, very diligent in explaining things and shows real commitment to undertaking any task employed of him.

I would have no hesitation in recommending Mr Caviel whatsoever you can be more than confident of his professionalism and commitment to your financial needs."

Mark Daniel, Property Developer and Entrepreneur. Client since 2004

Straightforward advice

At Capital Wealth Solutions Ltd, we ask the questions, investigate your future, give straightforward advice in plain English and find the right financial solutions for you. This is achieved by:

• Identifying your short, medium and long-term financial planning goals
• Clarifying precisely what you want from life
• Mapping out a route to get you there
• Making easy-to-understand product and investment recommendations
• Adjusting your plan during significant life changes and at regular reviews

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